Our Legal Framework and Your Account Protection

Your deposits through DANA, OVO, GoPay and QRIS are processed through our payment partner network and held in segregated accounts until withdrawal. We retain transaction records for seven years to satisfy audit and tax requirements. Your personal data — name, ID number, phone and email —

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   is encrypted and stored on secure servers; we do not sell or share it with third parties except where local law requires reporting to financial regulators. Account access depends on local law and the jurisdiction where you registered. Our terms of service, updated quarterly, are always

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   available in your account settings and via our support team.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.